A Telecollection Executive is responsible for contacting customers to remind them of overdue payments, negotiating repayment plans, and ensuring timely collection of outstanding debts while maintaining a professional and customer-friendly approach.
Outbound Calls & Follow-ups:
Contact customers with overdue payments via phone calls, emails, or messages.
Follow up on payment commitments and ensure timely repayments.
Debt Negotiation & Resolution:
Discuss and negotiate payment plans based on customer circumstances.
Offer solutions for restructuring payments if necessary.
Educate customers on the importance of timely payments.
Customer Service & Relationship Management:
Maintain a professional and empathetic approach while dealing with customers.
Address queries and concerns regarding loan repayment.
Escalate complex cases to higher management when needed.
Documentation & Reporting:
Maintain accurate records of calls, payment promises, and resolutions.
Update the system with payment statuses and feedback from customers.
Prepare daily and weekly reports on collections and outstanding accounts.
Compliance & Process Adherence:
Ensure compliance with company policies, RBI regulations (if applicable), and ethical debt collection practices.
Handle customer data with confidentiality and integrity.
Minimum HSC/Graduate in any field.
Fresher and experience in collections, customer service, or telecalling preferred.
Strong communication and negotiation skills.
Basic knowledge of loan products and repayment structures.
Proficiency in CRM software and MS Office.
Full-time role with fixed working hours .
Salary based on experience, with incentives for meeting collection targets.
You will be responsible for resolving customer complaints, offering relevant information, and escalating complex issues to the appropriate department when necessary.
This position requires Below 10th, and the candidate should be willing to work 6 days working during the Day shift.