1. Assistant – Loans: ( Fresher or Experienced)
· Loan Application Processing: Assist in the collection and review of loan applications from members, ensuring all necessary documentation is complete.
· Loan Assessment Support: Help in the preliminary assessment of loan applications, including verifying the applicant’s eligibility, credit history, and financial information.
· Document Preparation: Prepare loan agreements, contracts, and other related documents for approval and disbursement.
· Member Interaction: Act as a point of contact for members, answering queries regarding loan terms, processes, and status of their applications.
· Loan Disbursement Assistance: Ensure the timely and accurate disbursement of loans after approval, including coordinating with relevant departments for fund transfer and necessary follow-up.
· Loan Repayment Management: Track and monitor loan repayments, generate repayment schedules, and assist in reminders for overdue payments.
· Loan Recovery Support: Assist in the recovery process for delinquent loans by sending reminders, processing follow-up communications, and collaborating with the collections team.
· Maintain Loan Records: Ensure that all loan files and records are properly maintained and updated in compliance with the organization's policies.
· Reporting: Assist in the preparation of reports related to loan disbursements, repayments, outstanding loans, and recovery status.
· Compliance and Documentation: Ensure all loan applications and transactions comply with internal policies and regulatory guidelines, maintaining the integrity of the loan process.
· Assist in Audits: Provide necessary documentation and support for internal and external audits related to loan management and financial records.
· General Administrative Support: Assist in managing loan-related inquiries, filing, and general administrative tasks within the loan department.