Loan Sales

Openings for: Loan Sales Executive

Location: Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II

Company: Direct Credit

Department: Business Development-Loan

Reports To: Sr. Manager/Manager
Salary: Upto-3.6LPA
Email ID: priyanka.yadav@directcredit.in

Cont: 9599106317

Website: www.directcredit.in

Prefer Candidate: From Noida or nearby location only.

Prefer Experience: Loan Industry only.

Targets: 3X of salary (profit revenue)

No of vacancies: 400

Key Responsibilities:

• Identify potential customers and generate leads for various loan products.

• Explain loan features, eligibility, documentation requirements, and repayment terms to customers.

• Meet and exceed assigned sales targets on a monthly/quarterly basis.

• Maintain regular contact with existing customers to cross-sell/up-sell financial products.

• Collect required documents, verify details, and ensure smooth application processing.

• Liaise with credit and operations teams to ensure timely disbursal of loans.

• Stay updated with industry trends, product knowledge, and competitor offerings.

Eligibility Criteria:

• Education: Graduate in any discipline (MBA/PGDM preferred for senior roles).

• Experience: 1–3 years in loan sales or financial services (Freshers with good communication skills can also apply).

• Skills:

  • Excellent communication and interpersonal skills

  • Strong convincing and negotiation skills

  • Basic understanding of loan processes and financial products

  • Self-motivated and target-driven

  • Preferred Experience Areas:

• Direct sales or DSA channels

• Personal loans / Business loans / Home loans / Auto loans

Key Performance Indicators (KPIs):

• Number of loans disbursed

• Conversion rate from leads to sales

• Revenue generated per loan

Compensation:

• Fixed Salary (based on experience and location)

• Incentives/Performance Bonuses

• Travel Allowances (if applicable)

• Performance Bonus:

  • Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days’ salary.

  • If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days’ salary.

• Diwali Bonus:

  • A Diwali bonus will be awarded based on employee performance and adherence to company policies.

• Travel Incentive:

  • Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward.

• Referral Bonus:

  • For Executive Level (PL & BL): INR 1,000/-

  • For Executive Level Mortgage Department: INR 2,000/-

  • Salary-Based Referral Bonus:

    • If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000, the referral bonus will be INR 7,500.

    • If the referred candidate’s salary exceeds INR 1,00,000, the referral bonus will be INR 15,000.

  • Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company.

• Lunch Facility:

  • The company will provide lunch for all employees.

• Weekend Offs:

  • Effective All Sundays,  second and fourth Saturdays of each month will be designated as Week off days.
    
    Note: If a team is required to work on a Saturday to meet targets, no compensatory off will be provided.

  •  

• Revised Office Timings:

  • The new office working hours will be 10:00 AM to 07:00 PM.

• Short Leave & Late Arrival Policy:

  • In a month two hour, two short leave can be allowed, in case of emergency No grace period will be permitted.

  • Late arrivals will result in a salary deduction or leave adjustment based on the employee’s available leave balance.

All employees are expected to adhere to these policies to ensure smooth operations and maintain eligibility for the mentioned benefits.

• It is a Full Time Sales / Business Development job for candidates with 2 - 3 years of experience.

More about this Loan Sales job

1. What is the eligibility criteria to apply for this Loan Sales job?
   Ans: The candidate should be Graduate and above and above with 2 - 3 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹25000 - ₹40000 per month that depends on your interview. It's a Full Time job in Noida.
3. How many working days are there for this Loan Sales job?
   Ans: This Loan Sales job will have 6 working days.
4. Are there any charges applicable while applying or joining this Loan Sales job?
   Ans: No, there is no fee applicable for applying this Loan Sales job and during the employment with the company, i.e., YSS DIRECT CREDIT PRIVATE LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Loan Sales role?
   Ans: There is an immediate opening of 4 Loan Sales at YSS DIRECT CREDIT PRIVATE LIMITED
7. Who can apply for this job?
   Ans: Only Female candidates can apply for this Sales / Business Development job.
8. What are the timings of this Loan Sales job?
   Ans: This Loan Sales job has 10:00 AM - 07:00 AM timing.