QUALIFICATION:-
1. Bachelor’s Degree in Finance required, at least with min 60% in aggregate.
2. 3+ years’ experience in the consumer loan industry,
3. Excellent communications and customer service skills,
4. Strong attention to detail and a mind for numbers.
JOB DESCRIPTION:-
• Customer Interaction and Needs Assessment:
• Meet with customers to understand their financial goals and needs.
• Recommend the right loan products that align with their needs and objectives.
• Product Knowledge:
• Maintain a thorough knowledge of the organization’s loan products.
• Understand the qualification requirements for each loan product.
• Product Recommendations:
• Identify the most suitable loan products based on the customer’s needs.
• Ensure the recommended loan products comply with the organization's lending guidelines.
• Loan File Management:
• Regularly review active loan files to ensure that all required documentation is complete.
• Take proactive steps to assist in the loan processing and address any missing documents or delays.
• Risk Assessment:
• Use professional judgment to assess the risk of potential borrowers.
• Recommend loans to customers who present a good risk profile for the organization.