canara hsbc Life insurance co,ltd
Designation-Relationship Officer
ctc-upto 4 lpa
Key Responsibilities and Skills:
Sales and Relationship Building:
Promoting and selling life insurance products through bank branches.
Building and maintaining strong relationships with bank staff (relationship managers, branch managers).
Identifying and understanding customer needs and recommending appropriate insurance solutions.
Financial Planning and Product Knowledge:
Having a good understanding of financial products and investment options.
Being knowledgeable about life insurance products, including their features, benefits, and limitations.
Providing guidance and advice to customers on their financial planning needs.
Sales and Business Development:
Achieving sales targets and contributing to the overall business growth of the insurance company.
Developing and executing sales strategies within the bank's branches.
Identifying and developing new business opportunities.
Pre and Post-Sales Support:
Providing pre-sales support to bank partners, including product training and sales presentations.
Providing post-sales support to customers, including policy servicing, claim handling, and ongoing relationship management.
Additional Skills and Qualities:
Communication and Interpersonal Skills:
Strong communication and interpersonal skills are essential for building relationships with bank staff and customers.
Persuasion and Influence:
Ability to persuade and influence bank staff and customers to purchase life insurance products.
Analytical Skills:
Ability to analyze customer needs and recommend appropriate insurance products.
Sales Experience:
Prior sales experience, particularly in the insurance or financial services industry, is highly valued.
Teamwork:
Ability to work effectively as part of a team, including the bank staff and other insurance company personnel.
Examples of Banca Channel Job Titles:
Relationship Manager - Banca Channel, Sales Manager - Bancassurance, Bancassurance Officer, Cluster Manager - Bancassurance, and Territory Manager - Banca.